The value of having the rainy day fund
Don't fall into the trap of "oh, I'm young, nothing will happen to me" when it comes to having money in the bank. Utopia would be that you have 12 months or more of your monthly bills in the bank, but that's often not the reality of what the average person can do. Start small and build up to 3-6 mo
Navigating Your Mortgage Journey: The Importance of Choosing the Right Lender
Suzanne Caldeira, your Education First Loan Officer has partnered up with the experienced realtors of The Goss Team to share some crucial insights about choosing the right lender when shopping for a mortgage. This decision is a pivotal step on your homeownership journey, one that can greatly impact
Running your credit will hurt you. Ever hear that?
As a lender, it’s a common occurrence that I’ll hear a consumer say this to me. Many consumers have heard this line before, and it's not surprising given the wealth of information circulating online and in advertisements that can leave people feeling apprehensive about letting lenders check their c
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